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SmartCredit®

How would you rate SmartCredit®?
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Mississippi
1 review
9 helpful votes
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If i could give negative stars of this "credit monitoring" company I would. This is the most ridiculous company I have ever dealt with. I visited their website on 11/18 and have been trying to cancel my membership since 11/20 due to the holiday I was unable to accomplish this (I called and emailed -BTW you CANNOT go to their website and "select cancel memembership) Once I finally got ahold of the company the dude that answered the phone argued with me about me actually trying to cancel, lectured me about how I need to keep the membership and check my information frequently... thank you Credit Karma I do this with ease with you and if I would like I can go through the same thing in December because he will give me a free month... BUT I need to call back and try to cancel this again. No thank you just give me my refund and cancel this dang thing. I honestly have not ever been argued with in the way I just was, I said that both times I have called i was on hold for over 5 minutes and was told "hmmm that is strange because just now it was ONLY 4 minutes and 18 seconds." Um actually JERK it was 5 minutes 28 seconds... I am timing you on my cell phone without even having to push a timer... WOW way to talk a customer into staying and keeping your service... Beware of this one, this guy had me seeing red!

Date of experience: November 27, 2017
Texas
1 review
0 helpful votes
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My progress
January 21, 2021

It has been a great help on getting my credit back on track I have a long ways to go bu appreciate this service

Date of experience: January 21, 2021
Kentucky
1 review
0 helpful votes
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Does exactly what it says it will do!
January 21, 2021

So far so good, no complaints. Wish I could've put more a month in but it's still helped my credit a ton.

Date of experience: January 21, 2021
California
1 review
0 helpful votes
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Love SmartCredit
March 20, 2021

It's easy to keep up with your money and credit with a service like SmartCredit. Amazing product, haven't seen anything like it.

Date of experience: March 20, 2021
Texas
1 review
0 helpful votes
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Great!
July 6, 2022

I have great experience with smart credit
I refer anybody to be part of this!

Date of experience: July 6, 2022
North Carolina
1 review
0 helpful votes
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Ms.
May 30, 2021

Very Pleased with the site and services that they provide. It's easy to use and I like that I can get all 3 scores.

Date of experience: May 30, 2021
Michigan
1 review
0 helpful votes
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3 month review
February 5, 2023

I really like how easy the service and the app are to use.

Date of experience: February 5, 2023
Florida
1 review
0 helpful votes
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Excellent!
May 19, 2021

Smart Credit showed me exactly what I needed to do to boost my score. My score jumped 70 points before 60 days.

Date of experience: May 19, 2021
Oklahoma
1 review
0 helpful votes
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Great site
August 14, 2020

I love this site. Used it for some time. My score went up over 100 points. I keep it so I can monitor my credit. Totally worth it.

Date of experience: August 13, 2020
Rachelle A. SmartCredit® Rep
over a year old

Thank you for your review. We are pleased you have been enjoying our services.

New Jersey
1 review
0 helpful votes
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Great experience
June 30, 2022

My representative has been very helpful in all aspects of helping me improve my credit and is very knowledgeable in the field I'm very pleased

Date of experience: June 29, 2022
Washington
1 review
0 helpful votes
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Very helpful
December 1, 2021

It's been wonderful to be able to see my credit score so easily and to monitor who has my personal information.

Date of experience: November 30, 2021
Nevada
1 review
0 helpful votes
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Really keeps you in track
June 30, 2022

I love using credit boost to know where I am with my spending and how it can affect my credit score.

Date of experience: June 29, 2022
California
1 review
0 helpful votes
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Pleased
July 1, 2021

My experience with smart credit is really good
They keep me updated with any and all changes to my credit

Date of experience: June 30, 2021
Georgia
1 review
0 helpful votes
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Easy!
July 1, 2021

Simple and Easy to follow. I love having a blueprint to manage and build my credit. All you have to do is follow the directions. SIMPLE!

Date of experience: July 1, 2021
California
1 review
0 helpful votes
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Credit scores
August 19, 2021

I love the app and watching now my credit score can improve and paying off credit cards but my credit scores ain't matching

Date of experience: August 17, 2021
California
1 review
0 helpful votes
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Perfect!
July 1, 2021

It is so well organized and easy to find what I have to work on and what's good on my credit. Love it and totally recommend it.

Date of experience: June 30, 2021
Louisiana
1 review
0 helpful votes
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Easy to use
February 17, 2021

I do like my service although I find myself wondering why I am charged several times during the month for the service.

Date of experience: February 16, 2021
North Carolina
1 review
0 helpful votes
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SmartCredit
July 11, 2022

My experience with SmartCredit is great! Its help with my credit and score!

Date of experience: July 11, 2022
New Jersey
1 review
0 helpful votes
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Great
August 4, 2022

Great app and experience with the app. Continue doing the same going forward

Date of experience: August 4, 2022
Alabama
1 review
0 helpful votes
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Great Service
June 20, 2023

Accurate and great service to check my credit and keep it up to date and also improve my credit

Date of experience: June 20, 2023
Rachelle A. SmartCredit® Rep
over a year old

Thank you for your positive feedback! We're thrilled to hear that you find our service accurate and helpful in keeping your credit up to date. Your satisfaction is our priority, and we look forward to continuing to support you in your journey.

Overview

SmartCredit® has a rating of 3.8 stars from 124 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with SmartCredit® most frequently mention and great experience. SmartCredit® ranks 3rd among Credit Reports sites.

service
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value
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shipping
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returns
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quality
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