ISEC Wealth Management has a rating of 4.3 stars from 103 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with ISEC Wealth Management most frequently mention wealth management, investment portfolio and long term. ISEC Wealth Management ranks 1st among Financial Advisory sites.
I liked the ISEC WM for its comprehensive investment approach. The very first thing I will start my story with is the legal conditions. ISEC WM has taken care to protect the rights of its clients. The company is regulated by CySEC. And as you know, this body has recently been making more demands on companies engaged in the custody of finances, loans, and investment management.
Next, let's take a look at how the company builds its relationship with its customers. Before investing, each client has to fill out an extensive questionnaire or have a video meeting with its manager. This will give a better understanding of the investor's situation and goals. And also to find out what strategy is best for him.
And the last factor is risk diversification. ISEC WM is built in such a way as to protect the investor from various risks. There are some strategies. It is possible to continually monitor the account and even withdraw funds for investors. So I'm satisfied with everything here. I think the company has a promising future.
I looked through the investment programs from ISEC WM. I want to say that I've not found anything unusual there. Guys are engaged in classical portfolio compilation. Depending on the degree of acceptable risk, they add fixed income instruments, bonds, shares, and other instruments to the portfolio.
The growth of the initial investment is about 400% here. But it should be taken into account that this is for 16 years. On average, the annual growth is 25%. Of course, this is much higher than in the bank. But I know the investment methods that give 50,75, or even 100% per annum.
So, for the time being, I'm looking at the company. I can't say that ISEC WM offers a low return on investment. But I don't see high profitability here either. The most aggressive strategy gives about 15% per annum. At the same time, significant fluctuations in the account are allowed. This will not suit everyone.
I got some money from my grandma for 18th birthday. She offered me to buy some stocks, but I didn't really know which ones to pick, so simply transferred all the money to ISEC WM for management.
At the interview they asked many questions about my investment goals and risk tolerance. I chose the most agressive strategy as the amount was not that big and the money came relatively easy to me.
After 6 month my parents said they could not pay for my college any more, so I had to withdraw my investments unfortunately to pay for education. I think I did a right thing.
Though, the experience was nice. These guys seem to be very professional and they managed to increase my savings a bit in only half a year.
Answer: Oh, there are lots of them. 1) Government bonds. These are the long-term investing instruments that particular countries issue to raise money. For example there are 5-years, 10-years and 30-years US treasury bonds. They have various yield rates. Government bonds yield is coupled with the national bank's interest rate. This type of asset is considered to be highly secure and conservative. 2) Corporate bonds. The principal of corporate bonds is the same as government bonds. It's the debt obligation of corporations. The main dissimilarity from stocks is that corporate bonds don't give you the part of a company. You get only interest from the bond, no matter how profitable the company is. 3) Equities of the companies. ISEC invests in shares of different companies with different yield ratios to diversify the overall assets in your portfolio. Therefore combining various instruments with various characteristics. ISEC wealth management using mathematical models achieves the required portfolio interest percentage.
Answer: I, too, established the goal of retiring early. In the beginning, when I had free money. I start with F. I. R. E. movement, but once my income became bigger - I tired of FIRE strict rules. I chose ISEC WM Balanced investment model with a yield of 9-10% per annum as it is hard for me to think of investing each month and I'm okay to share some profit for service. And I'm Okay to work longer but spend life with a pleasure ;)
Answer: You shouldn't. ISEC experts will do it for you. Which is a good thing because you have to delegate the responsibilities to those who are more competent in the sphere than you are. At least if you want to multiply your savings.
Answer: The opening of an account starts from 1000 EUR or USD. So, you can be sure open an account whenever you want it and apply to this company in order to boost your funds. According to my exp, better to invest starting from 5k USD. Still, really depends on your goals.
Answer: That's a very broad question, as the clientele of isec is very varied in nature(or so I think). There is no fixed fee and the way they earn money is by charging a commission on your portfolio's performance every year. If, let's say, you deposited 10k dollars and your yearly return was 10%. Then, in this case, the fee will be deducted from the 10%. But as there is no fixed fee, the conditions could be different for clients with bigger portfolio sizes(at least that would make sense).
Answer: You can definitely trust isec wealth management company, because they are not any wm company without any legal documents. They are regulated by the Cyprus Securities and Exchange Commission, and provide legal financial services for people. On top of that, they have a segregated account where they keep investors' funds. To keep it simple for you - a segregated account is basically a place where your money goes. And what is important is that the company can’t access your money in any way, hence, nobody will touch your money.
Answer: I am certain that a diversity of portfolios provided by the team perfectly caters to the needs of various people with different risk toelrance. You know, there are those portfolios with the most moderate risks but proportionally small profitability %. On the contrary, if you wanna have more equities in the portfolio, rather high risks, you can easily opt for adventurous portfolio.
Answer: In this case, it is advisable to use the services of companies like ISEC WM instead of starting to invest on your own. The advantage of ISEC is that you can start with a relatively low investment
Answer: Assets which they invest money in depend on the chosen portfolio. Fixed-income securities, domestic & international stocks, government bonds and some others are mainly used by specialists.
Answer: Well, I chose the best one. This is an adventurous plan which has the highest yield among other investment plans. Of course, I understand that risks are higher than usual there but it doesn't matter.